- Our Team
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Meet the Team
At Beaird Harris, you gain the strength of an integrated team — tax, accounting, and wealth management professionals united in helping you achieve clarity, confidence, and lasting success. Together, we bring your financial picture into focus so you can move forward with purpose.
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Healthcare Professionals ⟶ Wealth Management
Wealth Management for Healthcare Professionals
Connecting all the dots of your financial life through the Beaird Harris WealthGuideSM planning process, built for the shape of a clinical career.
Ranked No. 3 in the nation on CNBC’s Financial Advisor 100 for 2026, and named seven consecutive years.1
Beaird Harris Wealth Management provides fee-only wealth management for physicians, dentists, and other healthcare professionals nationwide, from sole practitioners to large medical groups, covering financial planning, investment management, risk management, and estate planning, with tax coordinated through our CPA affiliate.
A clinical career does not follow the usual path. You spend a decade in training, take on significant education debt, and then step into an income that can multiply several times over in a single year. Because you start later, the decisions you make early in practice carry more weight than they would in most other professions.
What that requires depends a great deal on where you are and whether you own the practice. Both are below.
Who We Work With
One career, two places to enter. Find where you are.
The New Doctor Program
Earlier in the career, when income arrives faster than the structure to handle it and the decisions with the longest consequences are already on the table.
Training
Residency and fellowship. Which repayment path fits, and is your coverage locked in while it is still cheap to get?
Early
Practice
The first attending years, often the first child too. Who read the contract, and who is planning for a tax bill nobody withheld for?
The program fits clinicians with the ability to capture $100,000 or more a year in long-term savings.
High-Net-Worth Physicians & Families
Established in practice, with assets accumulated and a portfolio typically above $1,000,000. The focus turns to sustaining, protecting, and eventually transferring what a clinical career built.
Mid-Career
An expanding family, more moving parts, and often ownership or partnership. Is your financial plan keeping up, or reacting a year behind?
Peak
Earning
The highest tax years of your life. Are you deferring everything you could be, and is what you have built actually protected?
Transition
Slowing down, selling the practice, or stopping. Do you know what a sale leaves you after tax, and what those proceeds have to fund?
Our wealth management relationships typically begin at $1,000,000 in investable assets. The New Doctor Program is built for physicians still building toward it.
Every engagement runs through the Beaird Harris WealthGuideSM process. What makes it work is our ability to manage multiple goals at once: success depends on efficiently integrating your investment management, financial planning, risk management, and estate planning decisions, and that integration is the foundation of the process.
What that work looks like depends on whether you are employed or you own the practice. An employed clinician is optimizing a benefits package and a high W-2. An owner is running a business at the same time. Choose your situation below; the disciplines are the same, the decisions inside them are not.
We also quarterback everything with a dollar sign on it. We can coordinate with your attorney, your insurance broker, your CPA, and your employer’s benefits team, so you are not the one carrying information between them.
Each list below spans the full arc, from training and early practice through mid-career, peak earning, and transition. Which items apply depends on where you are.
Employed Physicians, Specialists, and Their Families
Hospital-employed, group-employed, or contracting with a larger medical group. The complexity comes from how you are paid and what your employer offers rather than from a business you run.
- Contract & Benefits Review
- Student Loan Repayment Strategy
- Cash Flow Modeling
- Retirement Feasibility Analysis
- Education Planning
- Social Security Optimization
- Medicare Planning
- Required Minimum Distributions
- Evidence-Based Philosophy
- Globally Diversified Portfolios
- Asset Allocation
- Employer Plans: 401(k), 403(b), 457 or ORP
- Small Business Plans on 1099 Income
- Asset Location
- Low-Cost & Tax-Efficient
- Backdoor & Mega Backdoor Roth
- Insurance Review
- Own-Occupation Disability Coverage
- Employer Group Coverage Gap Analysis
- Life & Long-Term Care
- Professional Liability Alignment
- Home, Auto & Umbrella
- Asset Protection Strategies
- Account Titling & Creditor Protection
- Coordination With Your Employer’s Benefits Team
- Coordination With Your Insurance Broker
- Estate Structure & Strategy Review
- Beneficiary & Estate Coordination
- Asset Titling Coordination
- Wills, Trusts & Powers of Attorney
- Guardianship for Minor Children
- Gifting Strategies
- Charitable Giving & Philanthropic Planning
- Wealth Transfer
- Estate Tax Exposure Review
- Coordination With Your Estate Attorney
- Tax Planning & Strategy
- Tax Return Preparation
- Federal Income Tax
- State & Local Tax
- Multi-State Filings, Locum & Cross-Border Work
- Quarterly Estimates
- Trust & Estate Tax
- Gift Tax Returns
- Family Limited Partnerships
2 While it is not required to use both firms, many clients value the simplicity of working with a single enterprise to integrate wealth management and tax. The scope of services depends upon the terms of the engagement and the specific requests and needs of the client. Beaird Harris does not serve as an attorney or insurance agent, does not prepare legal documents, and does not sell insurance products. If engaged to do so, Beaird Harris Wealth Management, LLC can provide tax preparation services through our CPA affiliate, Beaird Harris, PLLC, subject to a separate engagement and fee.
Each list below spans the full arc, from training and early practice through mid-career, peak earning, and transition. Which items apply depends on where you are.
From Sole Practitioners to Large Medical Groups
Partners, shareholders, and owners carrying a business alongside a patient panel. The practice is usually the largest asset you hold, and the least liquid, which changes every discipline below.
- Buy-In & Partnership Track Modeling
- Cash Flow Modeling
- Retirement Feasibility Analysis
- Exit Timing & Feasibility
- Social Security Optimization
- Medicare Planning
- Required Minimum Distributions
- Evidence-Based Philosophy
- Globally Diversified Portfolios
- Asset Allocation
- Retirement Plan Design Around a Staff Census
- Cash Balance & Defined Benefit Design
- Asset Location
- Low-Cost & Tax-Efficient
- Tax-Loss Harvesting
- Concentration in a Single Illiquid Asset
- Reinvesting Practice Sale Proceeds
- Insurance Review
- Own-Occupation Disability Coverage
- Business Overhead Expense Coverage
- Key Person & Buy-Sell Funding
- Practice Liability & Umbrella Limits
- Entity Structure Relative to Personal Assets
- Asset Protection Strategies
- Coordination With Your Insurance Broker
- Estate Structure & Strategy Review
- Practice Succession Coordination
- Beneficiary & Estate Coordination
- Asset Titling Coordination
- Wills, Trusts & Powers of Attorney
- Gifting Strategies
- Charitable Giving & Philanthropic Planning
- Multigenerational Wealth Transfer
- Estate Tax Exposure Review
- Coordination With Your Estate Attorney
- Tax Planning & Strategy
- Tax Return Preparation
- Federal Income Tax
- State & Local Tax
- Corporate Tax
- Owner Compensation & Distribution Modeling
- Reasonable Compensation
- Quarterly Estimates
- Practice Sale, After Tax
- Trust & Estate Tax
- Family Limited Partnerships
2 While it is not required to use both firms, many clients value the simplicity of working with a single enterprise to integrate wealth management and tax. The scope of services depends upon the terms of the engagement and the specific requests and needs of the client. Beaird Harris does not serve as an attorney or insurance agent, does not prepare legal documents, and does not sell insurance products. If engaged to do so, Beaird Harris Wealth Management, LLC can provide tax preparation services through our CPA affiliate, Beaird Harris, PLLC, subject to a separate engagement and fee.
Under One Roof
The Advantage of Adding Tax
Tax services come from our CPA affiliate, Beaird Harris, PLLC, under a separate engagement. Many of our wealth management clients choose to add them, though it is certainly not a requirement.
When both teams are engaged, your financial plan and your tax return are built from the same information. Proactive tax planning happens year-round, alongside the investment and planning decisions it affects, rather than after the fact. That is what makes this possible.
The Year Your Income Changes Shape
Making partner, buying in, or opening a second location. Withholding stops, estimates start, and one decision can move your bracket for years. We plan that year before it arrives.
Income That Arrives in More Than One Form
Employment income, contractor work, partnership distributions, and investment income each carry their own withholding, self-employment tax, and retirement plan options. On one return they can be planned against each other.
How Much You Can Actually Shelter
The right combination of employer plan, contractor income, and a cash balance or defined benefit plan defers materially more than a standard 401(k). The design depends on your entity, your staff, and your return.
A Practice Sale, Structured Before It Is Negotiated
Asset versus equity, purchase price allocation, and state tax on the proceeds are settled in the deal documents and permanent afterward. We model after-tax proceeds before the letter of intent is signed.
The Practice Side
If You Also Own the Practice
Your personal financial plan is one side of this. The business itself needs books, a return, and someone watching the numbers between them. Outsourced Accounting comes from the same CPA affiliate, sized to the practice.
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Bookkeeping
Running your business off the balance in your bank account is risky and unnecessary. Without accurate, timely, and reliable financials, business leaders think they are healthier than they are. At Beaird Harris, we believe bookkeeping is the foundation of a well-run business.
02
Controller Services
A complete accounting function built on the right people, processes, and platform, often includes bill pay, invoicing, accounts receivable, financial reporting, and cash flow management.
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Fractional CFO
Beaird Harris Fractional CFO Services give you the benefit of executive-level financial leadership without the cost of hiring a full-time CFO. We help you move beyond the day-to-day and toward confident, strategic growth.
Tax and outsourced accounting services are provided by Beaird Harris, PLLC. Wealth management services are provided by Beaird Harris Wealth Management, LLC. Engaging one does not require engaging the other.
Our Advisors
Meet Our Wealth Management
Advisor Team
You get our whole team. Our culture is built around teams, because letting people do the work they love and are trained to do raises the level of knowledge, specialization, and responsiveness you receive.
Practice Area
- Tax Services
- Outsourced Accounting
- Wealth Management
Common Questions
Frequently Asked Questions
If your question is not here, ask it on the call.
How is wealth management for physicians different?
The shape of the career is different. Earning starts a decade later than most professions and then rises steeply, education debt is unusually large, income can arrive as W-2, 1099, and K-1 in the same year, and the whole household typically depends on one person’s ability to keep practicing. Plans built for a steady forty-year salary tend to sequence the wrong things first.
What does asset protection mean for a physician or dentist?
Beyond malpractice coverage, it is a set of decisions about how assets are titled, which accounts carry statutory protection in your state, whether an umbrella policy is sized correctly, and how a practice is structured relative to personal holdings. We coordinate with your attorney on the documents; we do not prepare legal documents or sell insurance.
Can you handle my personal financial plan and my practice at once?
Yes. Wealth management comes from Beaird Harris Wealth Management, LLC, and tax and outsourced accounting come from our CPA affiliate, Beaird Harris, PLLC. When both are engaged, the practice’s books and your household financial plan are held by teams that talk to each other. Engaging one does not require engaging the other.
I am a 1099 contractor with a medical group. What can I set up?
More than most clinicians realize. Contractor income lets you establish your own retirement plan, and a solo 401(k), SEP IRA, or defined benefit plan can allow a substantially larger deduction than an employee plan alone. The right choice depends on your net income, whether you have employees, and whether you also have a W-2 plan. We model the options before you open anything.
I am employed by a hospital, not an owner. Is this still for me?
Yes. We work with employed clinicians and practice owners alike. For an employed physician the planning centers on your benefits election, retirement plan choices, deferred compensation, disability coverage, and tax efficiency on a high W-2 income, which is a different set of decisions from practice ownership but no less consequential.
How are you compensated?
We are fee-only. Beaird Harris Wealth Management charges a percentage of the assets we manage for you, subject to a minimum annual fee, and that is our only compensation. We are paid by our clients and no one else, which means we do not sell insurance or investment products and we accept no commissions, referral fees, or third-party payments of any kind. We act as a fiduciary, so we are required to put your interests first. Tax services are billed separately.
Evidence-Based Investing
The Same Standard You Practice By
Evidence-based investing borrows its name and its method from evidence-based medicine: ask meaningful questions, weigh the peer-reviewed research, and apply it with discipline rather than acting on forecasts or conviction. It is how we build every portfolio.
A short film on how capital markets actually work, and the research behind how we build portfolios.
A scientific framework for the art of investing: ask meaningful questions, apply the evidence, and stay disciplined.
Already Working With Someone?
Get a Second Opinion on Your Portfolio
The same framework, applied to what you already own: a review of cost, overlap, risk, and tax efficiency. No cost, no obligation, and no pitch.
- Insights
Insights & Resources
From the Blog
Nov 2026
2027 Tax Numbers Are Out: What They Mean for Your Planning
Nov 2026
Beaird Harris Named to The Dallas Morning News’ 2026 Top Workplaces
Oct 2026
Beaird Harris Named a Top Wealth Manager in Dallas by D Magazine for 2026
Oct 2026
Ginnie Baker Named to D Magazine’s Best Financial Planners in Dallas List for 2026
View all posts →
WealthGuideSM Newsletter
Quarterly Market Review
Our quarterly market commentary on current conditions, investment principles, and what to watch next.
Brochure
Integrated Wealth Management + Tax Planning
An overview of how Beaird Harris integrates investment management, planning, and tax into one cohesive client experience.
Related
For residents, fellows, and new attendings.
Tax, accounting, and wealth in one place.
For practices and the dentists inside them.
A no-cost review of your current plan.
1 Beaird Harris Wealth Management, LLC was ranked No. 3 on the 2026 CNBC Financial Advisor 100 list, published October 8, 2026, and based on data reported in Beaird Harris Wealth Management’s Form ADV on file with the SEC as of that date. The ranking was created by CNBC, an unaffiliated third party, and tabulated by its data partner, AccuPoint Solutions. The ranking is not an evaluation of investment performance or of any client’s experience, and should not be construed as a guarantee of future results or as an endorsement by any client. Beaird Harris Wealth Management paid no fee to be considered for or included in this ranking, and paid a $4,000 licensing fee for the right to use the CNBC Financial Advisor 100 logo in its marketing materials. CNBC’s full methodology is available at cnbc.com.
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